A quick and easy first step to safeguard your financial future

24.6 million people in the UK have never accessed any kind of financial advice or guidance¹ and many continue to rely on guesswork - or hope - when it comes to their financial planning. But this approach is neither an art nor a science, and even small mistakes can add up over time.

We know that the future is unpredictable and can never be guaranteed. It’s likely we think we know what our financial priorities are but it’s not uncommon to find our focus has unknowingly shifted. After all, “life happens” and our situations change. This means our financial priorities may need to change too, and to do this we need more than guesswork and hope.

There is a very simple first step to unlock clarity around our financial priorities.

Completing one or all six specially-designed Financial Health Check Questionnaires will help to confirm, reassess and/or validate what our financial priorities are:

1. Your Financial Snapshot

Discover your money IQ with The Smart Money Quiz

1. Retirement Ready?

Retirement isn’t just an age; it’s a state of financial well-being

1. Financial Wellness

Mapping your finances

1. Financial Clarity

Look at the overall strength of your ability to build, protect and ultimately enjoy your wealth

1. Money Instincts

Understanding your money

1. Tax Savvy

Discover untapped money opportunities

There is no cost to complete the Questionnaires and they only take 2-3 minutes each to answer. They provide a score and a qualitative assessment from which fresh insights around your finances and future can be gained.

The findings from the assessment are presented in a professional report and can be used as the basis for a conversation with a Financial Adviser.

Even if you think you are very clear about your financial priorities and financial future, taking a small amount of time to validate these makes a lot of sense.

For a no-obligation meeting to discuss either the Health Check Questionnaires or any other financial planning matter, don’t hesitate to contact me.

¹ The Real Life Advice Report is St James’s Place largest consumer survey into the impact of financial advice on people’s lives and our attitudes to receiving financial advice. The survey, conducted on SJP’s behalf by Opinium between May and August 2024, contains real life stories and the results of a survey conducted nationwide in two polls with just under 12,000 UK consumers. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.